Conference Title: International Conference in Business,Technology and Innovation 2013
Conference Title: UBT Publications
Contributing Editos: Prof. Albert Qarri, Prof. Ibrahim Krasniqi, Krenare Pireva, Evelina Bazini, Nita Abrashi
Co-Organizers: Ardian Emini, Vlora Aliu, Betim Gashi, Xhemajl Mehmeti, Kushtrim Dragusha, Murat Retkoceri, Kaltrina Bunjaku, Leonita Braha
Start Date: 2013-11-01
End Date: 2013-11-02
Venue, City, Country: : Hotel Bleart , Durres , Albania

Paper Title

Analyses of Efficiency and Productivity in MFIs in Post Conflict Countries, using Best Practices and Methodologies


Ismet Pireva, Edmond Hajrizi


This paperthesis analyses the performance of Microfinance Institutions of type NGO/NBFI for period from 2002 to 2011, in the five Post-Conflict countries in the Balkan Region, referring to financial and operational data published on credible websites and articles, opinions, and papers. Based on the conclusions deriving from the analyses done in this paper, but also comparing to conclusions and other different opinions given by different actors of the financial industry, subject of this thesis intends to identify the causes for deterioration of performance of Microfinance Institutions in post-conflict countries market, in the years of 2008 and on.While many factors that drives detorioration of performace of MFIs might be external and therefore not controlled, there are internal factors and controlled. This thesis treats internal factors - the controlled factors such as: 1) Time to reaction/flexibility/agility; 2) Cost Efficiency and productivity; This paper conclusion is that the microfinance is a risky business that is highly affected by the external factors. In order to balance this risk and to survive the crises, MIFs needs to remain reactive, efficient and productive.


Microfinnce Institution, Efficency, Effectivnes, Best Practises