The card seems to be a better solution for both businesses and customers. It is a safe payment, no need to carry cash, accurate payment, it avoids mistakes, and the record of transactions is kept forever. The aim of this paper is to provide the driven factors for development of payments card business in Kosovo, a broader and deeper understanding of Payment Cards in general, type of cards, what are the advantages, disadvantages and benefits. A study of a market is conducted in order to gather data on attitudes, impressions, opinions and satisfaction level by polling a section of the population.